Not Wheelchair accessible stepsFunding Home Mods After Disability

Purchasing a home is an exciting experience for most people. It signals a new chapter in life. However, excitement can quickly spiral downward if disability strikes a member of the household and realization sets in that the house was not built to accommodate special physical needs. Remodeling a house to meet impairment requirements can be severely cost prohibitive and usually comes at a time when bills are already at a high point and cash is not free flowing. Here are some tips, suggestions and ways to remodel as well as sources of funding to help a person survive this time period.

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JAN (Job Accommodation Network)Meet JAN

No, JAN is not a female! Instead, JAN stands for the Job Accommodation Network, a service provided by the U.S. Department of Labor's Office of Disability Employment Policy (ODEP). JAN helps businesses provide accommodations for people with disabilities. Its website (https://askjan.org) lists dozens of specific medical and physical problems and then provides ideas for possible accommodation solutions. JAN also has consultants who can give one-on-one consultations with business owners or employees to help solve issues relating to the Americans with Disabilities ACT (ADA) and workplace accommodations.

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child covering faceAm I Too Young (or Too Old) for Social Security Disability?

Social Security disability benefits are based on the number of years a person has worked and paid into the Social Security disability system prior to the date they became disabled. Therefore, although age may play a part in approval of benefits, it matters only in the aspect that a person may not be old enough to have put in the required time. In another article we reviewed the Recent Work Test and outlined the criteria the Social Security Administration uses to determine eligibility so we will not rehash that in this article.

Read more: Am I Too Young (or Too Old) for Social Security Disability?

elderly coupleWhen the Person with a Disability Outlives the Caregiver

It’s a sobering thought, yet, according to AgingCare.com, 30% of caregivers do not live longer than the person they are caring for. There are many diseases, injuries or illnesses that may not result in early death, thus causing a potential quandary. In conversation the other day, a person told me that they are about ten years older than their spouse. Generally people in his family have died in their 60’s or 70’s, however, their spouses’ family commonly live into their 90’s. If statistics hold firm, the possibility is there for the spouse with the disability to live as much as 30 years longer than the care-giving spouse.

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currency reader-250Can't See Your Money?

As United States currency metal coins were produced in recent years they have been designed to help visually impaired people determine the denoted value of each coin. For instance, a dime is smaller and thinner than other coins. Dimes also have a rough edge while pennies have a smooth edge.

Paper currency denominations for a visually disabled person is anybody's guess. Until recently the visually impaired person was left to hope that the person they were handing money to was honest and would take or return the correct amount. Some people expressed dismay when the Bureau of Engraving and Printing (BEP) introduced new paper money recently that did not include a way for a blind person to determine a note’s value.

Help is Here

Read more: Can't See Your Money?


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