Cochran Firm's Helping Hands Blog

stress2Stress Awareness Month- 22 Years Running

April has been recognized as Stress Awareness Month since 1992. Its purpose is to help people learn to cope with stress, reduce stress in their lives and improve their health. The medical profession has known for many years that stress creates a myriad of health complications. Removing stress can allow blood pressure to decrease, heart problems to minimize and also lower risk of stroke and intestinal problems.

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homeownersMaking it Easier to Buy a Home

February 14 of this year Fannie Mae announced an incentive making it easier (and less expensive) for qualified buyers to purchase a home. Recently the mortgage giant extended the program to last until April 30, 2014. Under the program, qualified buyers will receive up to 3.5% of the home’s final sales price to be used towards their closing expenses when they purchase a HomePath First Look property, submitting an offer prior to April 30 and closing before June 30 of this year in one of 26 participating states and Puerto Rico.

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plumberNational Rebuilding Day

April 26th hosts the 25th annual National Rebuilding Day in cities across America. You need to know this for two reasons. First, if you are a low income homeowner who desperately needs some work done around the house, you need to contact a National Rebuilding Day group near you to request being put on the list of homes to be worked on. Second, if you are physically capable, you need to contact a group to be placed on the list of helpers, then lend a hand to help your neighbors in need.

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US-mapSocial Security Disability Wait Times

When a person files for Social Security disability benefits he or she can wait from three to six months to hear the results, which in most cases is a denial. The first appeal can take another three months and is also usually a denial. The next appeal provides the greatest opportunity for a person to receive disability benefits. This appeal is heard before an Administrative Law Judge (ALJ) and provides an opportunity for the person applying for disability benefits to personally plead their case and provide context for the written documents already provided. On average, most cases have about a 45% chance of being approved after an appeals hearing.

One of the most frequently asked questions we receive is, “How long is the wait between the second denial and my appeals hearing?”

Read more: Social Security Disability Wait Times

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