Questions About SSDIQuestions About SSDI

Who pays for Social Security Disability Insurance (SSDI)?

The funds paid to people with disabilities who cannot work come directly from the SSDI fund, a fund that receives tax contributions from workers, employers, and self-employed persons as part of the Federal Insurance Contributions Act (FICA). Disabled Americans must have contributed to Social Security for a certain amount of time in order to be eligible for benefits.

Are the SSDI requirements different based on your state of residence?

SSDI requirements are not different based on your state of residence. The qualifications for the SSDI program are mandated by the federal government. All residents in the 50 states, US Districts, and US Commonwealths can apply for SSDI benefits. Recipients must be citizens of the United States.

Am I eligible to receive SSDI benefits?

To determine your SSDI eligibility, the Social Security Administration uses a set of very specific qualifications and requirements. You must have paid into Social Security for a certain amount of time. (Children and spouses of disabled individuals may apply for additional benefits once the primary wage earner is approved.) If you are not sure if you qualify for disability benefits you can contact the Cochran Firm's Social Security disability lawyers and request a free disability evaluation. Simply fill out the form on this page.

Is healthcare coverage available through SSDI?

Yes, healthcare coverage is available through SSDI. If you are approved for SSDI benefits, you can qualify to receive Medicare health benefits after 24 continuous months of eligibility.

How much in SSDI benefits am I entitled to receive each month?

The Social Security Administration determines your SSDI benefit amount using a formula that takes into account the amount of money you have earned up until you became disabled and whether or not you are receiving any other type of public assistance. Cost-of-living increases may occur annually to help recipients adjust to inflation. Use Social Security Online’s SSDI Benefits Calculators to get an idea of how much you may receive each month.

How long can I continue to receive SSDI benefits?

As long as you meet all of the requirements of the SSDI program and your supplemental income is not significant, you can continue to receive your monthly disability benefits.

How do I apply for SSDI benefits?

You can apply online, visit your local Social Security office, or call 800-772-1213 or 800-325-0778 (TTY) to apply for SSDI benefits. You can also contact The Cochran Firm for a detailed explanation of the disability claims process.

How will an SSDI lawyer help me obtain SSDI benefits?

Your Social Security disability lawyer is ready to help you get the benefits you sorely need. Trust the Cochran Firm SSDI lawyers to help you get the best opportunity to receive SSDI benefits by evaluating your claim and walking you through each step in the SSDI claim process. Please contact the SSDI lawyers at The Cochran Firm today for a free review of your SSDI claim by filling out the form on this page.

What to Expect after your Social Security disability benefits have been deniedWhat to Expect after your Social Security disability benefits have been denied

If you are denied SSDI benefits at the end of the level one waiting period, you have the right to file for a reconsideration or first appeal. But you must file this within sixty days of your Social Security disability claim being denied. If you do not file your reconsideration request in sixty days, your application for SSDI benefits will not be reconsidered. At the second level, your medical and vocational information will be reviewed and updated, if necessary. At the second level, a different Social Security Administration (SSA) representative reviews your Social Security disability application (a different person does this because a new set of eyes may find something the first SSA representative reviewing your application did not see).

The most important thing to remember is that although this is a very long and often frustrating process, persistence can pay off. There are several steps or "stages" involved in the SSDI process and each one presents its unique set of challenges. In many cases, it takes up to two years after initial application is made for a person to be approved for Social Security disability benefits. Below are the approximate percentages of claims approved at each level:

Level One: Initial     35%

Level Two: Reconsideration     15%

Level Three: Hearing     50%

Level Four: Appeals Council     3%

Level Five: Federal Court     5%


If your disability claim has been denied, contact the Cochran Firm Disability Lawyers. Many of our clients are enjoying their benefit payments today after the Firm's Social Security disability attorneys assisted them in appealing their denial. A denial does not mean the end!

Questions About Social Security InsuranceQuestions About Supplemental Security Income

What is Title XVI?

Title XVI is a government program that offers supplemental income to the aged, blind and disabled should they not be able to work. It is another name for Supplemental Security Income (SSI).

An experienced SSI attorney, like the Social Security disability lawyers at The Cochran Firm Disability Lawyers, can evaluate your case and explain to you whether or not you qualify for Supplemental Security Income benefits.

How are Title XVI benefits calculated?

As you probably already know, the language and formulas used in determining SSI benefits are not easy to understand. It would be virtually impossible for you to calculate your benefits on your own. At The Cochran Firm Disability Lawyers, with offices all over the United States, we have represented thousands of people just like you who are entitled to benefits. If you have filled out the paperwork for Social Security Supplemental Income benefits and have been denied, we encourage you to fill out the forma nd receive a FREE confidential consultation today.

How is eligibility determined for Title XVI benefits?

To be eligible for Title XVI benefits, you must:

  • Have little or no income
  • Have limited resources
  • Be considered medically disabled
  • Be a U.S. citizen or a legal alien who is a resident of U.S.
  • File an application

Is there a maximum amount of back payments the Social Security Administration will pay to an SSI recipient?

No, but SSA will limit amounts in increments that do not exceed 12 times the current Federal Benefit Rate (FBR).

Are benefits requirements different in each state?

No. The Federal Government mandates who qualifies for Supplemental Security Income benefits under Title XVI and who does not.

If you feel you may qualify for Title XVI benefits, please contact one of the experienced SSI attorneys at The Cochran Firm Disability Lawyers today to schedule your confidential consultation.

SSI & SSDI Benefits OverviewSSI & SSDI Benefits Overview

While everyone knows that Social Security is available for retired workers who reach a certain age, Social Security also serves as a safety net for those in need due to disability. Social Security Disability offers disability programs separate from private disability insurance. If you are unable to work due to an injury or a medical condition, you may qualify for benefits from one of the SSA programs. And you would not be alone. More than 10 million people who cannot work due to a disability received disability benefits from the Social Security system in 2016.

There are two main disability programs provided by Social Security:

  • Social Security Disability Insurance (SSDI), which provides benefits for regularly employed individuals who become disabled
  • Supplemental Security Income (SSI), which provides benefits for low-income families that are unable to support themselves due to the disability of an adult or child.

If you feel that you may qualify for disability benefits, fill out the form for a FREE case evaluation. Our Social Security disability lawyers can assist you in filing or appealing a disability claim.

There is no fee if you do not win your benefits!
Submit this form for a FREE evaluation.

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