Questions About SSDI

Who pays for Social Security Disability Insurance (SSDI)?

The funds paid to disabled people who cannot work come directly from the SSDI fund, a fund that receives tax contributions from workers, employers, and self-employed persons as part of the Federal Insurance Contributions Act (FICA). Disabled Americans must have contributed to Social Security for a certain amount of time in order to be eligible for benefits.

Are the SSDI requirements different based on your state of residence?

SSDI requirements are not different based on your state of residence. The qualifications for the SSDI program are mandated by the federal government. All residents in the 50 states, US Districts, and US Commonwealths can apply for SSDI benefits. Recipients must be citizens of the United States.

Am I eligible to receive SSDI benefits?

To determine your SSDI eligibility, the Social Security Administration uses a set of very specific qualifications and requirements. You must have paid into Social Security for a certain amount of time and you must be deemed the primary wage earner in your household. (Children and spouses of disabled individuals may apply for additional benefits once the primary wage earner is approved.) If you are not sure if you qualify for disability benefits you can contact the Cochran Firm's Social Security disability lawyers and request a free disability evaluation. Simply fill out the form on this page.

Is healthcare coverage available through SSDI?

Yes, healthcare coverage is available through SSDI. If you are approved for SSDI benefits, you can qualify to receive Medicare health benefits after 24 continuous months of eligibility.

How much in SSDI benefits am I entitled to receive each month?

The Social Security Administration determines your SSDI benefit amount using a formula that takes into account the amount of money you have earned up until you became disabled and whether or not you are receiving any other type of public assistance. Cost-of-living increases may occur annually to help recipients adjust to inflation. Use Social Security Online’s SSDI Benefits Calculators to get an idea of how much you may receive each month.

How long can I continue to receive SSDI benefits?

As long as you meet all of the requirements of the SSDI program and your supplemental income is not significant, you can continue to receive your monthly disability benefits.

How do I apply for SSDI benefits?

You can apply online, visit your local Social Security office, or call 800-772-1213 or 800-325-0778 (TTY) to apply for SSDI benefits. You can also contact The Cochran Firm for a detailed explanation of the disability claims process.

How will an SSDI lawyer help me obtain SSDI benefits?

Your Social Security disability lawyer is ready to help you get the benefits you sorely need. Trust the Cochran Firm SSDI lawyers to help you get the best opportunity to receive SSDI benefits by evaluating your claim and walking you through each step in the SSDI claim process. Please call or e-mail the SSDI lawyers at The Cochran Firm today for a free review of your SSDI claim.